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June 12, 2025 – Despite a resilient stock market grinding near all-time highs, a fresh wave of geopolitical risk and fiscal policy uncertainty is creating headwinds. A chorus of Wall Street’s most respected investors is sounding the alarm, warning of dangerously high valuations, an unsustainable U.S. debt burden, and the rising probability of an economic slowdown.

//  by Tower Bridge Advisors

A Market That Refuses to Quit
Despite a drumbeat of anxieties, the stock market has been on a remarkable run, continuing its relentless grind higher and hovering just shy of all-time highs. It’s a classic bull-market climb, but this week, the ascent was checked by a fresh wave of geopolitical jitters. Renewed tensions in the Middle East, sparked by reports of the U.S. preparing for potential embassy evacuations in Iran, sent a ripple of caution through the markets.

This predictable flight to safety saw investors pile into Treasuries, holding the 10-year yield near 4.4%, while the U.S. dollar softened. In a tell-tale sign of market anxiety, WTI crude oil surged nearly 5% to $68 a barrel, a clear signal that traders are pricing in a higher risk premium. This geopolitical flare-up momentarily overshadowed a tentative trade truce between the U.S. and China, and a cooler-than-expected inflation report—two pieces of news that would typically fuel a rally. It’s a market caught in a tug-of-war between positive economic signals and ever-present global risks.

A Roundtable of Titans: The Case for Caution
While the market’s resilience is impressive, some of the sharpest minds on Wall Street are sounding the alarm. I believe it’s crucial to hear their perspective.

J.P. Morgan CEO Jamie Dimon, a bellwether for the health of the economy, is skeptical of the “soft landing” narrative. He warns that the real numbers could soon deteriorate, with unemployment ticking up and inflation proving stubborn. It’s a reminder to look past the headlines and focus on the underlying economic currents.

Legendary bond guru Jeffrey Gundlach is ringing an even louder bell, calling America’s staggering $37 trillion debt burden “untenable.” He makes a powerful point: for the first time in recent memory, both stocks and long-term Treasury bonds sold off together this spring. This is a seismic shift, suggesting that foreign investors, who have funded our deficits for decades, may be losing their appetite for U.S. debt. This isn’t just a market call—it’s a warning about the structural integrity of the U.S. economy.

Veteran investor Leon Cooperman is focused on valuations, which he sees as dangerously high. With the S&P 500 trading at a P/E ratio of 22, he argues the market is priced for a perfect future that is far from certain. He sees a day of reckoning ahead, especially if interest rates move higher as he predicts. I would add this observation to Mr. Cooperman’s comments, the market is more expensive today than it was before the spring selloff because corporate earnings forecasts for 2025 have continued to fall, yet stock prices have bounced back to pre-selloff highs.

Steve Cohen, an investor renowned for his ability to navigate market cycles, puts the odds of a recession at 45%. He describes the market as “toppy” and believes the “best gains have been had.” He’s preparing for a period of sideways, choppy action and wouldn’t be surprised by a significant correction.

Finally, Ray Dalio, the famed founder of the world’s largest hedge fund, offers a blunt warning: “I think we should be afraid of the bond market.” He fears a “death spiral” where rising interest rates and massive deficits feed on each other, creating a shock potentially more severe than the 2008 financial crisis.

Balancing Caution and Optimism is the Prudent Approach
Markets have a habit of taking the escalator up and the elevator down. The long, steady climbs can lull us into complacency, but they often mask the growth of systemic risks that are suddenly exposed by an unexpected event. Today, we are witnessing incredible technological advancements and economic progress, but we cannot ignore the fault lines forming beneath the surface.

Our job is to navigate this complex landscape with discipline. While we acknowledge the positive developments in inflation and trade, the chorus of caution from these seasoned market observers cannot be ignored. The combination of geopolitical flashpoints, stretched valuations, and an unsustainable debt trajectory creates a challenging environment. Now, more than ever, a disciplined, diversified, and risk-aware approach to managing your portfolio is not just a best practice—it is an absolute necessity.

Actor Dave Franco turns 40 today, sportscaster Marv Albert turns 84, former baseball star Hideki Matsui turns 51, and actor Timothy Busfield is 68.

Christopher Gildea 610-260-2235

Tower Bridge Advisors manages over $1.3 Billion for individuals, families and select institutions with $1 Million or more of investable assets. We build portfolios of individual securities customized for each client's specific goals and objectives. Contact Nick Filippo (610-260-2222, nfilippo@towerbridgeadvisors.com) to learn more or to set up a complimentary portfolio review.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « June 9, 2025 – This week the focus will be on trade negotiations with China and the progress getting the Big Beautiful Bill on the President’s desk. The former is likely to be complicated and slow moving, but any movement in the right direction should keep investors happy. As for the legislation, it will be inflationary and worrisome long-term if one focuses on future debt service requirements. But this market has heard wolf cried too often to care until either interest rates spike higher or the dollar comes under renewed attack.

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  • June 12, 2025 – Despite a resilient stock market grinding near all-time highs, a fresh wave of geopolitical risk and fiscal policy uncertainty is creating headwinds. A chorus of Wall Street’s most respected investors is sounding the alarm, warning of dangerously high valuations, an unsustainable U.S. debt burden, and the rising probability of an economic slowdown.
  • June 9, 2025 – This week the focus will be on trade negotiations with China and the progress getting the Big Beautiful Bill on the President’s desk. The former is likely to be complicated and slow moving, but any movement in the right direction should keep investors happy. As for the legislation, it will be inflationary and worrisome long-term if one focuses on future debt service requirements. But this market has heard wolf cried too often to care until either interest rates spike higher or the dollar comes under renewed attack.
  • June 5, 2025 – The Old Faithful Geyser in Yellowstone National Park erupts regularly, but not on an exact schedule. Considering the most recent 100 eruptions, the average time between eruptions ranged from 55 minutes to over 2 hours. Likewise, inflation and employment data can cause ebbs and flows in the bond market, creating volatility for investors. Economic data are currently coming in mixed, mostly related to changing tariff policy. Meanwhile, equity markets are slightly positive so far this year, and only off about 3% from all-time highs.
  • June 2, 2025 – Just as the Soviets laid down the gauntlet in the 1960s starting the space race, China has caught up to us technologically in many ways and is still gaining ground in others. For the U.S. to maintain its leadership requires coordinated efforts from both the private and public sectors. Trying to erect barriers is not a winning formula. Rather, properly focusing resources to support the most strategic initiatives makes sense.
  • May 30, 2025 – Amidst a volatile market, significant economic risks such as high interest rates and trade policy are creating a tense environment where stock market gains may be capped. Key sectors, like housing, are already showing signs of strain from elevated rates, while the bond market remains turbulent. Therefore, a diversified and defensive investment strategy is recommended, emphasizing fundamental analysis and valuation discipline for stocks while holding high-quality bonds to navigate the expected volatility.
  • May 27, 2025 – The House has passed Trump’s big beautiful bill and moved it on to the Senate. It’s a budget buster that offers something for all but will expand deficits meaningfully. It’s a bit of a mess that can be fixed if the Senate has the backbone to fix it. Wall Street will be watching, especially bond investors.
  • May 22, 2025 – Memorial Day Weekend is typically the unofficial start of summer for many. However, this year has been anything but typical. Corporate earnings have been holding up based on recent company reports and outlooks. Tariffs have dented a few earnings reports, but the consumer continues to spend. Credit spreads are not indicating a recession yet, although interest rates have been on the rise as Congress works on a spending resolution bill. Markets gave back some of their recent gains yesterday but are still only about 5% from their all-time highs. Not quite bear market territory. Anyone traveling this weekend to a national park should remember to bring their bear spray.
  • May 19, 2025 – Stocks have clawed back all their post-Liberation Day losses as the perceived impact of tariffs have lessened. But now comes the hard part. Whatever tariffs are imposed will have economic consequences that we are only just starting to see. The big tax bill as originally proposed is a budget buster. 10-year Treasury yields are now back above 4.5%. With hindsight equity investors overreacted after Liberation Day. The subsequent rally may have gone too far as well.
  • May 15, 2025 – Following a big rebound, the S&P 500 is flat YTD but trades at a high valuation of 23x forward earnings. Consumer spending faces headwinds from rising student loan defaults and a cooling housing market. While recession fears have eased, the economy is slowing and inflation trends remain uncertain.
  • May 12, 2025 – China and the United States have agreed to reduce tariff rates on each other by 115% leaving our tariff rate on Chinese goods at 30%. Since shortly after the shock of Liberation Day that sent equity investors into panic mode, there has been a gradual retreat from an overbearing tariff framework outlined that day. Today’s suspension of tariffs, pending further negotiations may not be a final step. But it comes right out of the Trump playbook that shoots for the moon first and then settles into a much more compromised reality later. While tariff negotiations continue not only with China but the rest of the world, investors can now focus on the next leg of the Trump agenda, tax cuts.

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