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July 24, 2025 – Like the game of Go in China, or Igo in Japan, the evolving tariff negotiations between the U.S. and our trading partners are creating a constantly changing gameboard and continue to dominate the news cycle. Markets reacted positively yesterday to indications that Japan’s tariffs would be capped at 15%, less than the 25% expected, and a potential deal with the European Union. Tariffs are already having an impact on corporate earnings and outlooks, although equity markets continue to gain ground.

//  by Tower Bridge Advisors

Let’s Go
The game of Go, also known as Igo in Japan, is a two-player strategy board game. Players aim to control more territory on a grid board by surrounding empty spaces with their stones and capturing opponent’s stones. The game ends when both players pass their turns, indicating they cannot improve their position. The board is constantly changing as players build territories and capture stones, making for a dynamic and evolving game much like the current tariff negotiations.

The U.S. Government reached a trade deal with Japan yesterday that will impose 15% tariffs on imports, including automobiles. The deal includes a $550 billion fund to make investments in the US, with Japan agreeing to provide the funds to invest in projects in America. Japan will also buy 100 Boeing# aircraft, boost rice purchases, and buy $8 billion in agricultural and other products, while hiking defense spending with U.S. firms.

On the flip side, the European Union (EU) plans to hit the US with 30% tariffs on about $100 billion worth of goods if the administration carries through with its threat to impose that rate on most of the EU’s exports after August 1st. Reports circulated yesterday that the US and EU were nearing a deal that would impose a 15% tariff on European imports, similar to the deal with Japan, but with the possibility of exemptions for specific products such as aircraft, alcohol, and medical devices.

Earnings reports and tariff impacts
Based on recent earnings releases, several companies have specifically mentioned or highlighted the impact of tariffs on their financial performance. General Motors# reported a significant $1.1 billion hit to its second-quarter core profit due to tariffs, and warned of a potentially larger impact in the third quarter. RTX Corporation# lowered its overall 2025 profit forecast, but now expects a $500 million headwind from tariffs, down from an initial $850 million estimate. Stellantis, the maker of Jeeps, warned of a loss in the first half of 2025, partially attributed to the impact of US tariffs, which are estimated to have cost the company around $2.7 billion. Danaher#, the science-equipment producer, mentioned a tariff exposure of a couple hundred million dollars in the second quarter. However, this is down from a $350 million prior estimate as the company noted that mitigation strategies have largely offset the impacts. Coca-Cola# expects the tariff impact on its business to be manageable, but has moderated its full-year profit expectations. While tariff commentary by management teams is indicative of the economy-wide impact, market reaction has been both positive and negative depending upon expectations and the severity of any earnings hit.

Early Q2 earnings are good to go
Second quarter earnings season is off to a generally positive start. The blended earnings growth rate for Q2 S&P 500 earnings currently stands at 5.6%, better than the 4.9% expected about a month ago. Of the 12% of S&P 500 companies that have reported for Q2, 83% have beaten consensus EPS expectations, above the 77% one-year average. In aggregate, companies are reporting earnings that are about 8% above expectations. Banks have dominated the reporting thus far with macro themes revolving around a still healthy overall consumer, benign credit, and an improving investment banking pipeline of deals. Looking ahead, earnings are expected to increase 6% in Q3 and 7% in Q4. For all of 2025, earnings are expected to increase by about 9%. That would be a healthy outcome if realized, but tariff developments could be a game-changer once again.

Alphabet# (Google’s parent), is one of the first Magnificent 7 stocks to report earnings, and came through with a positive earnings surprise versus expectations yesterday. However, in order to achieve future growth, Alphabet will be increasing its capital expenditures by $10B more than its previous guidance this year. Google’s advertising revenue growth trends were positive, with both Search & YouTube growth accelerating. Google’s operating margin remained at a 12-year high and Google Cloud growth accelerated to 32%. The stock is reacting positively pre-market.

Go For It
We have not seen a major economic slowdown, job losses or significant inflationary pressures from tariffs yet, although the second half of 2025 could witness an uptick in these metrics based on earnings commentary. The next meeting of the Federal Reserve to decide interest rate policy is next week, though no policy change is expected. Expectations continue to focus on two rate cuts this year at one-half percentage point at a time. Against a tumultuous backdrop, the 10-year Treasury yield has traded in a range of 4.0-4.8% over the past six months, and now sits at 4.4%.

For now, trade negotiations make for volatile markets on the upside and downside. Like the game of Go, this tariff turmoil ends when no more ground can be taken by either side. Meanwhile, despite all of the volatility in markets and interest rates, the S&P500 and Nasdaq are both up over 8% this year and at record closing highs. A few more Go stones need to be placed on the gameboard to solidify our trade and tariff position, which would go a long way toward calming markets down.

Jennifer Lopez turns 56 today, Kristin Chenoweth turns 57, and Barry Bonds hits 61. The fact that Amelia Earhart was born on this day in 1897 and attended the Ogontz School in Rydal, PA, was not lost on us.

Christopher Crooks, CFA®, CFP® 610-260-2219

Tower Bridge Advisors manages over $1.3 Billion for individuals, families and select institutions with $1 Million or more of investable assets. We build portfolios of individual securities customized for each client's specific goals and objectives. Contact Nick Filippo (610-260-2222, nfilippo@towerbridgeadvisors.com) to learn more or to set up a complimentary portfolio review.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « July 21, 2025 – Last week was a quiet week for news. The real heart of earnings season starts to kick in this week. Meanwhile the new crypto legislation signed into law last week is likely to change our lives a lot more than what we will learn from a few earnings reports.

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  • July 24, 2025 – Like the game of Go in China, or Igo in Japan, the evolving tariff negotiations between the U.S. and our trading partners are creating a constantly changing gameboard and continue to dominate the news cycle. Markets reacted positively yesterday to indications that Japan’s tariffs would be capped at 15%, less than the 25% expected, and a potential deal with the European Union. Tariffs are already having an impact on corporate earnings and outlooks, although equity markets continue to gain ground.
  • July 21, 2025 – Last week was a quiet week for news. The real heart of earnings season starts to kick in this week. Meanwhile the new crypto legislation signed into law last week is likely to change our lives a lot more than what we will learn from a few earnings reports.
  • July 17, 2025 – Stocks rebounded after President Trump clarified his stance on Federal Reserve Chair Jerome Powell. While consumer and producer price indexes suggest some inflation moderation, particularly in services, certain tariff-exposed goods continue to see price increases. Despite these pressures, the U.S. economy shows underlying strength, exemplified by strong bank earnings and robust consumer spending, though the long-term impact of escalating tariffs remains a key uncertainty.
  • July 14, 2025 – Tariffs and earnings will be in the bullseye of investor focus for the next three weeks. Earnings should be good with the weak dollar giving a boost to reported foreign results. As for tariffs, the announcements are likely to be scarier than the coming reality. But even with more muted final outcomes, the likely overall tariff picture will almost certainly be the most severe since the early 1930s. Tariffs will affect different companies in different ways, a factor likely to lead to an increasing dispersion in stock performance in the months ahead.
  • July 10, 2025 – Professional dodgeball exists in the form of the National Dodgeball League. The NDL was founded in 2004 and is the only professional dodgeball league in the US, sporting 24 professional teams. Investors, corporate management teams and our trading partners may feel like they are playing dodgeball this year due to shifting tariff policies. Market volatility has indeed been above average in the first half of 2025. So far, we have dodged a major economic slowdown, job losses or significant inflationary pressures from tariffs, although the second half of 2025 could witness a bounce in these metrics.
  • July 7, 2025 – Treasury Secretary Bessent talks of his 3-3-3 goals, 3% growth, 3% inflation and a reduction of the deficit-to-GDP ratio from over 6 to just 3. Those are mighty goals. The passage of the reconciliation bill may make short-term movement in the right direction but the ongoing buildup of debt may make reaching those long-term goals difficult.
  • July 3, 2025 – The second quarter of 2025 delivered a stellar performance for U.S. equities, with impressive gains across major indices driven by strong corporate earnings, AI enthusiasm, and eased trade tensions. Despite this rally, the market successfully navigated challenges including early tariff anxieties, signs of consumer stress, and geopolitical uncertainties. Looking ahead, investors are keenly watching the “One Big Beautiful Bill Act” and its potential impact on interest rates, inflation, and corporate profitability.
  • June 30, 2025 – Trump’s big beautiful bill is headed for the finish line. It isn’t done yet and likely will see further changes before it reaches his desk. As the administration buys the votes necessary for its approval, expect the impact on future deficits to rise. With that said, the bill will help to accelerate near-term growth. Second quarter earnings reports are just a couple of weeks away and they should be good. However, unlike Q1 when skepticism abounded, this time optimism is high. July is usually a good month for stocks but the sharp April-June rally may mute the pace of further gains.
  • June 26, 2025 – Labubu dolls are hard to get these days. These dolls are prized by children in China, along with some celebrity admirers such as David Beckham and Rihanna. The grimacing, elvish-looking creatures come in “blind boxes” that keep buyers in suspense over which one they might get, but can take weeks to acquire. They sell for as little as $20, but a rare variety recently sold at auction for $150,000. In spite of all the hand-wringing about inflation and tariffs, consumers around the globe continue to spend. However, patterns of spending have definitely shifted.
  • June 23, 2025 – Saturday’s bombing of Iran’s nuclear sites was shocking news but financial markets are taking the news in stride at least until they can assess the Iranian response. Economically, little has changed so far. The one elevated risk would be an attempted blockage of the Strait of Hormuz. While possible, that would be a very dangerous escalation that would evoke a powerful response. Markets, at least for now, place low odds of that happening. Thus, the economic impact of the raid so far is marginal and markets remain calm.

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