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July 29, 2022 – While the Fed follows their script dictated by market conditions, Chairman Powell offered hope that rate hikes going forward won’t be as strong as the 200bps implemented in the past three months. Markets extended their rally following his speech and followed through yesterday. With the Fed not meeting until September, earnings take center stage.

//  by Tower Bridge Advisors

Another Fed meeting yielded another aggressive bounce for stocks on Wednesday, following a slew of earnings reports that helped recoup recent losses. Chairman Powell and the team recognize that a slowdown is already upon us. GDP has now been negative for two straight quarters, an often-used metric that determines if we are in a recession. One can bicker with terminology, but it is quite clear that growth has slowed. Whether this fits in with a perfect definition of recession matters little to investors.

Chairman Powell’s tone was one of a more dovish stance, to the point that the Fed can slow the pace of rate hikes and await incoming economic data. Consider his tone a shift to any Fed Funds increases being much less aggressive going forward. Markets now expect 50bps in September and only 25bps in November and possibly December, where inflation data may be moving in a much more favorable way. This could mark the end of our rate hiking cycle. We don’t need to see 2% CPI reports immediately, just a trend to get back there. Anything that prevents Fed Funds from getting closer to 4% is welcome news for investors. In fact, many market indicators are calling for only 1 more rate hike now. The Nasdaq and cyclical/growth stocks led the charge, spiking 4% following the Fed announcement. This was the best day for that index in nearly two years. In June, the S&P 500 was down 24% for the year. Today, it is down 14%. A decent comeback so far.

As we’ve noted, inflation and the unemployment rate are lagging indicators. What matters more is what inflation will look like at this point next year. Following massive commodity price collapses, rising unemployment claims, declining home prices and hiring freezes, it makes sense to let the dust settle and not be as aggressive now that they have caught up to market rates. Fed Funds are at 2.5% while the 10-year Treasury is at 2.75%. Markets have priced in a slight recession. That may now be considered a “soft landing”, as opposed to the Fed pushing too hard on the yield curve inversion already here and forcing a possible depression.

While the Fed plays catchup to current market conditions, corporations are reporting second quarter earnings and providing forward guidance. There are two key items for investors:

• Earnings and interest rates matter
• Reactions to newsworthy events are more important than the news itself. When stocks stop going up on great news and stop going down on worse than expected news, it is time to pay attention.
In that vein, it has been a mixed bag with respect to quarterly updates. Typically, companies guide conservatively and set themselves up for a likely besting of those estimates. When companies miss on their guidance, there had better be an acceptable excuse (currency being one of them). Here is a very brief synopsis of some of the more widely held leaders:

Microsoft#: I can’t remember the last time this company missed on revenues or earnings per share. They lowered guidance mid-quarter, which also hasn’t happened in a while. They missed on both the top and bottom line, proving even the best of the best can’t win forever. Initially, the stock dropped, but their “excuses” were acceptable with respect to a slowing PC market (who doesn’t know that by now?), an even stronger than expected U.S. Dollar and supply chain dynamics from China’s Zero Covid policy. This bad news was more than priced in, offering some relief, and Microsoft stock actually advanced ~7% on the day. It was up 5% before the Fed announcement that helped tack on more gains. MSFT trades at 25x next year’s earnings which are expected to grow 13%.

Alphabet (Google)#: Another company where recent headlines have been concerning: hiring freezes, cost concerns, advertising slowdown and a looming recession. This has been reflected in a 30%+ drop in Google stock this year. Results and guidance were better than feared. Cost cutting should help maintain margins above the most bearish forecasts even if ad spending slows on YouTube and Search. Their cash flow helped buy back over $15B in stock which will lend support. The stock bounced ~8% following the earnings announcement (the stock was also up 5% pre-Fed). GOOGL trades at 17x next year’s earnings which are expected to grow 15%.

Semiconductors: Multiple earnings reports came out this week with a consistent theme. Consumer end-markets are slowing, PC sales have peaked and low-end cell phone markets are drying up. All of this was well expected. Inflation hits low-income consumers the most, as Walmart# can attest to, so they slow discretionary spending on items like laptops and phones. On the other hand, auto and industrial “Internet of Things” orders are still above what can be supplied. Call this a mixed bag, but semiconductor stocks have generally reacted well to earnings updates. Many are trading at multi-year valuation lows, with solid, long-term secular growth themes yet to come. Selectivity is key here. You want exposure to specific end markets that are growing.

Meta Platforms (Facebook)#: The company reported their first ever quarterly drop in revenues, albeit currency induced. Ad revenues actually grew faster than Google search. However, their outlook was much worse than anticipated as the company is worried about a strong ad slowdown during a recessionary period while foreign exchange rates knock off 600bps of growth. On the positive side, user growth is back on track, expenses are being pulled in and time spent on their platform (Facebook, Instagram, WhatsApp) continues to dominate. Currently trading at $160, this is a bear case price with $155 being critical support that should hold if a bottom is forming. META rose 7% during Wednesday’s rally but gave back most of that yesterday. The stock trades at 12x next year’s earnings which are expected to grow 22%.

Apple#: CEO Tim Cook and team reported a fractional beat on all metrics last night, although they have been reduced throughout the quarter and profits are down 10%. This was their worst quarter since the pandemic period prior to the 5G phone launch. Wearables and some other lines are seeing softness. When money is tight you still buy a phone, but maybe not that fancy watch. Still results were much better than feared. The stock is rallying by 2% pre-market and trades at 25x next year’s earnings which are growing at 6%. Apple is a slower growth leader but turning into a staple these days.

Amazon#: New CEO Andy Jassy’s first year on the job has not been easy to say the least. Last night they reported above expectations on revenues and earnings. They also guided in line with the street estimates, which in this market is a stellar report. This is basically 2 conglomerates. One is the retail business where the bulk of true profits comes from Prime membership fees, ala the Costco# model. The other side is cloud hosting via Amazon Web Services which is nearing a $100B revenue run rate. AMZN stock is popping 12% in the pre-market. AMZN is spending massively and under earning their potential with a 50 P/E, but growing at a 60% clip over the next three years.

Truth be told, this has been a very mixed earnings quarter to say the least, but the response for stocks has been nothing short of amazing. The S&P is on track to be up ~8% for July. While top-line earnings are still growing for most, many are below what management and the analyst community expected, and inflation is eating into profits. In a bull market, these kinds of downgrades to future prospects would be met with aggressive selling. Now that stocks have already been sideswiped, much of the bad news is priced in. Seeing such a strong response to not-so-great earnings updates is quite positive.

That does not fully get us out of this bear market though. These older, mega-cap leaders are still range-bound and not breaking out to the upside. However, just stopping the bleeding and holding support levels increases the likelihood that this bear market is nearing an end. By Summer of next year, many stocks will have reconfirmed that floor and resumed their normal chart paths, up and to the right. It has been an incredible turnaround so far.

How I Met Your Mother star Josh Radnor turns 48 today. Star Trek fans can celebrate Wil Wheaton’s 50th birthday. Nearly 40 years ago, National Lampoon’s Vacation premiered. Many likely saw this in a drive-in movie complex. The good ole days!

James Vogt, 610-260-2214

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « July 27, 2022 – The FOMC meeting today will tack on another 75 basis points to the Fed Funds rate. Starting in July, it is clear that inflation is starting to ebb, but we don’t yet know how far or how fast. The pace will guide Fed policy going forward. It will take a hawkish stance today, still aiming to bring Fed Funds to 3% or higher by the end of this year. Markets are starting to look to next year. Might growth reaccelerate in 2023? It’s much too early to call. This week’s earnings reports suggest that much of the impact of economic deceleration is already priced into stocks.
Next Post: August 1, 2022 – The worst month of the year (June) was followed by the best month in two years. What changed? Market reaction to generally mediocre earnings reports suggests markets had caught up with a decelerating economic picture. Furthermore, markets now see the Fed decelerating its pace of future interest rate increases with cuts beginning next year. That may prove right, but can the Fed succeed with unemployment below 4%? We will learn that answer over the coming months. »

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  • August 8, 2022 – The Deficit Reduction bill does absolutely nothing to reduce inflation, at least not over the next few years. What it does do is institute a wealth tax by taxing stock repurchases made with funds that have already been taxed at least once. A 1% tax on repurchases may sound inconsequential, but don’t believe Congress will stop at 1% once the first tax is implemented. It’s a tax consumers and shareholders never see directly, therefore the most palatable to Congress, But not to shareholders.
  • August 5, 2022 – As markets consolidate a massive spike off June lows, we reassess what the future holds. Bearish news in June was followed by incremental positives in July. Earnings are still advancing, inflation is peaking, and valuations have normalized. The Fed and inflation remain wild cards but the worst is likely behind us unless incoming data is much worse than expected. Jobs take center stage this morning.
  • August 3, 2022 – Markets fell in fear of Chinese retaliation to Speaker Pelosi’s trip to Taiwan, but reactions to political surprises tend to be short-lived. The focus quickly should return to the economy and inflation. While Fed officials try to speak in a more hawkish tone, their crystal balls are rarely clearer than that of the average investor. The path of economic decline (if any) and inflation will dictate how the market goes from here. The good news is that inflation has peaked allowing the Fed to take some pressure off the brakes in coming months. When it stops, markets will celebrate. In fact, they should start to celebrate before the Fed Funds rate peaks.
  • August 1, 2022 – The worst month of the year (June) was followed by the best month in two years. What changed? Market reaction to generally mediocre earnings reports suggests markets had caught up with a decelerating economic picture. Furthermore, markets now see the Fed decelerating its pace of future interest rate increases with cuts beginning next year. That may prove right, but can the Fed succeed with unemployment below 4%? We will learn that answer over the coming months.
  • July 29, 2022 – While the Fed follows their script dictated by market conditions, Chairman Powell offered hope that rate hikes going forward won’t be as strong as the 200bps implemented in the past three months. Markets extended their rally following his speech and followed through yesterday. With the Fed not meeting until September, earnings take center stage.
  • July 27, 2022 – The FOMC meeting today will tack on another 75 basis points to the Fed Funds rate. Starting in July, it is clear that inflation is starting to ebb, but we don’t yet know how far or how fast. The pace will guide Fed policy going forward. It will take a hawkish stance today, still aiming to bring Fed Funds to 3% or higher by the end of this year. Markets are starting to look to next year. Might growth reaccelerate in 2023? It’s much too early to call. This week’s earnings reports suggest that much of the impact of economic deceleration is already priced into stocks.
  • July 25, 2022 – Weak growth from Snap and Twitter reminded us on Friday that there is still downside during this earnings season, but as we enter the biggest week for reports, futures point up again this morning. Wednesday’s FOMC meeting will most likely reinforce the Fed’s intent to get rates up to 3%+ quickly. Whether that will be enough to slow the economy to the point where inflation expectations can be grounded below 3% is still open to debate.
  • July 22, 2022 – Markets continued their summer rally, with growth stocks and battered high- flying Covid favorites leading the way. A lot of bad news has already been priced in. Stock reactions to negative news are more important than what happened to earnings in April. So far, the bulls are in charge as we start the second half of the year.
  • July 20, 2022 – The early signs emanating from earnings season is that markets may have correctly sized earnings expectations looking forward. It’s still early but the market reaction to date is encouraging. The real seed for this rally may have been set last week when the Fed took a 100-basis point rate increase for next week’s Fed meeting off the table. For the first time in months, the Fed and the market seem in synch.
  • July 18, 2022 – Stocks surged on Friday holding early gains throughout the session. They look to open higher again this morning as the odds that the Fed will increase the Federal Funds rate by 100 basis points next week fade. Earnings season gets going in earnest this week and next. Have expectations been reset enough? The answer to that question will tell us how close we are to a market bottom.

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