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July 25, 2022 – Weak growth from Snap and Twitter reminded us on Friday that there is still downside during this earnings season, but as we enter the biggest week for reports, futures point up again this morning. Wednesday’s FOMC meeting will most likely reinforce the Fed’s intent to get rates up to 3%+ quickly. Whether that will be enough to slow the economy to the point where inflation expectations can be grounded below 3% is still open to debate.

//  by Tower Bridge Advisors

A sloppy Friday followed three strong sessions last week. Interest rates fell. Stocks were impacted by weak earnings from Snap and a poor revenue report from Twitter that raised fears that Internet advertising growth rates may be slowing more than expected. While last week was the first full week of earnings reports, this week is when almost half of S&P companies will report including all the top companies by market capitalization.

To date, weak earnings from names like Netflix and DH Horton, a major homebuilder, elicited positive reactions from investors, a sign that the anticipated bad news was already priced in. That’s exactly what one looks for at a market bottom. In addition, lower long-term rates pushed high multiple stocks higher. Stocks have rallied 5-10% since the June lows. Is this simply a bear market bounce or the bottom of the market? It’s too early to call. From an optimistic viewpoint, a lot of pessimism was priced in. The earnings reports I just alluded to support that. While the Fed isn’t likely to raise the Federal Funds rate a full percentage point when it concludes its two-day FOMC meeting this Wednesday, as some expected after the June CPI report, it is still likely to elevate rates to something well over 3% before the end of the year and possibly higher early in 2023. That should be the end, at least as the market sees events unfolding today. Since stocks look 6-9 months ahead, that means investors can see the worst and, perhaps, start looking beyond the bottom. There is also a school of thought that says inflation will recede rapidly once the slowdown triggered by rising rates really kicks in and supply chains become unclogged. Not only will commodity prices continue to tumble, but labor slack will appear, and shelter costs (i.e., rents) will start to decline.

There is another more pessimistic view. Earnings have held up well. While unemployment claims have started to rise, they are far from elevated. Companies still complain they can’t fulfill orders for a lack of qualified workers, particularly in the summertime amid another Covid surge. Simply look at the airline industry. It is short pilots while airports are short everything from TSA workers to baggage handlers to air traffic controllers. The only solution is to cut back on the number of flights. Economically, that ‘s hardly a satisfactory answer. Car dealer lots still lack adequate inventory. Store shelves are not fully stocked and workers still quit because of better alternatives. While housing prices are rolling over, rents are not. It took years of monetary easing and Congressional largesse to get inflation where it is today. A few months of higher interest rates won’t be enough to cure the problem.

The outcome of this yin and yang isn’t likely to be settled for a few months. Are we in for a soft landing or is a mild recession already priced in? Or will it require a steeper downturn to not only beat inflation but to keep it in the 2-3% range for years to come? I suspect it will take one more quarter of earnings reports, coming in October, to solidify that answer. What investors will be looking for is not just a nominal drop in the CPI through the fall, but real evidence that there is sufficient slack coming that will allow the Fed to loosen its reins on monetary policy. The Fed still runs the risk of overtightening. Some look at that predicament and predict it will be cutting rates during the second half of 2023. The impact of higher rates takes many months for the full impact to be felt. That makes the task of finding the proper balance that much more difficult.

With that said, I want to shift and look within the S&P 500. The top 5 S&P 500 stocks are Apple#, Microsoft#, Alphabet#, Tesla and Amazon#. By market cap, these five stocks comprise almost a quarter of the index’s value. All but Tesla will report this week (Tesla already reported). The four tech names are experiencing some deterioration of growth. All are slowing their hiring. Some are laying off workers. All have market caps of $1 trillion or more. They are great companies, but except for Tesla, are facing maturity. The laws of large numbers apply. These were companies that were born, in their present form (Apple didn’t become a growth company until the iPod emerged), more or less, at the turn of the century. Again, Tesla is the exception. None will grow at the same rate over the next decade that they grew over the last decade. At some point, several may grow no faster than the average S&P 500 company. Past S&P 500 giants from Exxon to IBM to Cisco# demonstrate the weight that sheer size has on future growth. Over the past decade, owning these top companies in the S&P 500 was a winning strategy. We may get serious hints as they report this week whether owning them over the next decade will be as effective.

I don’t want to get into the micro details of second quarter earnings, but anyone can see that worldwide smartphone sales now mirror GDP growth. Online retailing may no longer be gaining market share at the expense of traditional stores. If I back out buying online and picking up at a store, the growth rate shrinks further. Advertising is not a growth business, but online adverting has been for decades. Online, a merchant can target its ads directly to individuals. They know from your search and buying patterns, your likely age, income, location and wish lists. On TV the options are more vague. Ditto for magazines and newspapers, but that switch has been going on for decades. Meanwhile social media has become more crowded with new entrants all chasing the same ad dollars. It is no longer a tale of rising tides lifting all boats.

In 2000, the top 5 companies in the S&P 500 were Microsoft, Cisco, Exxon, GE, and Intel. They accounted for 18% of the Index’s value. Of the 5, only Microsoft remains. It has stayed because it pivoted from a Windows-centric PC company to a focused enterprise business centered on the explosive growth of cloud computing. Three, Cisco, Intel, and GE, sell for less than their 2000 peaks twenty years later. GE is down more than 75%.

Today’s behemoths can all pivot successfully. Apple has done it several times successfully and is trying once again with a service-based model. Amazon built AWS to support its own logistics and look what happened. All great companies pivot, but not all succeed. Between 2016 and 2021, the top 5 S&P companies rose by 244% while the S&P itself was rising 41%. There is no guarantee that today’s giants must follow the path created by Cisco, Intel and GE, but to expect them to outperform the average by 5-fold over the next five years sounds a bit crazy.

At the beginning of bull markets, or even during sharp bear market rallies, investors revert quickly to what worked in the past. Some of that is familiarity. They want in, they don’t know what to buy, so they buy what they are most comfortable with. But in the end, fundamentals always matter. They take over. I have little doubt that all the current leaders will become larger companies in the future, but that isn’t the whole story. Cisco and Intel have continued to grow, but their stock prices haven’t. Their stock prices in 2000 were predicting far faster growth than occurred.

Thus, when Microsoft, Amazon, Apple, and Alphabet report this week, the real questions to ask are (1) what future growth rate is logical, and (2) do their stock prices jive with that forecast? Last quarter, names like Amazon, Netflix and Alphabet got crushed due to the mismatch between forward looking growth and built-in expectations. Today, expectations have been lowered. Have they been lowered enough? We’ll know soon.

The next logical question is who will be tomorrow’s leaders? In 2000, there were no smartphones. Amazon was just beginning to grow beyond books. There was no such thing as cloud computing. Search existed but the dominant participants were names like Yahoo and Lycos, not Google. Many of the giants 20 years from now haven’t even been born yet. Most will have some technology base. New ways will be found to take advantage of artificial intelligence and big data. Cars will be more electric and more autonomous. Some of the great companies of tomorrow do exist today. Tesla is certainly a controversial name with a bright future, but it won’t have the electric vehicle market to itself. Happy hunting,

Today, Matt LeBlanc is 55. Country music legend and Grand Ole Opry host Roy Acuff is 89.

James M. Meyer, CFA 610-260-2220

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « July 22, 2022 – Markets continued their summer rally, with growth stocks and battered high- flying Covid favorites leading the way. A lot of bad news has already been priced in. Stock reactions to negative news are more important than what happened to earnings in April. So far, the bulls are in charge as we start the second half of the year.
Next Post: July 27, 2022 – The FOMC meeting today will tack on another 75 basis points to the Fed Funds rate. Starting in July, it is clear that inflation is starting to ebb, but we don’t yet know how far or how fast. The pace will guide Fed policy going forward. It will take a hawkish stance today, still aiming to bring Fed Funds to 3% or higher by the end of this year. Markets are starting to look to next year. Might growth reaccelerate in 2023? It’s much too early to call. This week’s earnings reports suggest that much of the impact of economic deceleration is already priced into stocks. »

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  • August 8, 2022 – The Deficit Reduction bill does absolutely nothing to reduce inflation, at least not over the next few years. What it does do is institute a wealth tax by taxing stock repurchases made with funds that have already been taxed at least once. A 1% tax on repurchases may sound inconsequential, but don’t believe Congress will stop at 1% once the first tax is implemented. It’s a tax consumers and shareholders never see directly, therefore the most palatable to Congress, But not to shareholders.
  • August 5, 2022 – As markets consolidate a massive spike off June lows, we reassess what the future holds. Bearish news in June was followed by incremental positives in July. Earnings are still advancing, inflation is peaking, and valuations have normalized. The Fed and inflation remain wild cards but the worst is likely behind us unless incoming data is much worse than expected. Jobs take center stage this morning.
  • August 3, 2022 – Markets fell in fear of Chinese retaliation to Speaker Pelosi’s trip to Taiwan, but reactions to political surprises tend to be short-lived. The focus quickly should return to the economy and inflation. While Fed officials try to speak in a more hawkish tone, their crystal balls are rarely clearer than that of the average investor. The path of economic decline (if any) and inflation will dictate how the market goes from here. The good news is that inflation has peaked allowing the Fed to take some pressure off the brakes in coming months. When it stops, markets will celebrate. In fact, they should start to celebrate before the Fed Funds rate peaks.
  • August 1, 2022 – The worst month of the year (June) was followed by the best month in two years. What changed? Market reaction to generally mediocre earnings reports suggests markets had caught up with a decelerating economic picture. Furthermore, markets now see the Fed decelerating its pace of future interest rate increases with cuts beginning next year. That may prove right, but can the Fed succeed with unemployment below 4%? We will learn that answer over the coming months.
  • July 29, 2022 – While the Fed follows their script dictated by market conditions, Chairman Powell offered hope that rate hikes going forward won’t be as strong as the 200bps implemented in the past three months. Markets extended their rally following his speech and followed through yesterday. With the Fed not meeting until September, earnings take center stage.
  • July 27, 2022 – The FOMC meeting today will tack on another 75 basis points to the Fed Funds rate. Starting in July, it is clear that inflation is starting to ebb, but we don’t yet know how far or how fast. The pace will guide Fed policy going forward. It will take a hawkish stance today, still aiming to bring Fed Funds to 3% or higher by the end of this year. Markets are starting to look to next year. Might growth reaccelerate in 2023? It’s much too early to call. This week’s earnings reports suggest that much of the impact of economic deceleration is already priced into stocks.
  • July 25, 2022 – Weak growth from Snap and Twitter reminded us on Friday that there is still downside during this earnings season, but as we enter the biggest week for reports, futures point up again this morning. Wednesday’s FOMC meeting will most likely reinforce the Fed’s intent to get rates up to 3%+ quickly. Whether that will be enough to slow the economy to the point where inflation expectations can be grounded below 3% is still open to debate.
  • July 22, 2022 – Markets continued their summer rally, with growth stocks and battered high- flying Covid favorites leading the way. A lot of bad news has already been priced in. Stock reactions to negative news are more important than what happened to earnings in April. So far, the bulls are in charge as we start the second half of the year.
  • July 20, 2022 – The early signs emanating from earnings season is that markets may have correctly sized earnings expectations looking forward. It’s still early but the market reaction to date is encouraging. The real seed for this rally may have been set last week when the Fed took a 100-basis point rate increase for next week’s Fed meeting off the table. For the first time in months, the Fed and the market seem in synch.
  • July 18, 2022 – Stocks surged on Friday holding early gains throughout the session. They look to open higher again this morning as the odds that the Fed will increase the Federal Funds rate by 100 basis points next week fade. Earnings season gets going in earnest this week and next. Have expectations been reset enough? The answer to that question will tell us how close we are to a market bottom.

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