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January 27, 2023 – January strength continues to pull money in from the sidelines as FOMO is creeping back into the market. A 5% jump in the opening month historically portends to a solid year. While earnings are coming in mixed and guidance even more muted, it is the stock’s reaction that matters more.

//  by Tower Bridge Advisors

Quite the turnaround from Microsoft’s# earnings and guidance that showed a more dramatic pullback for cloud and office spending than expected. The stock opened down $10 (4.5%), as Jim noted in Wednesday’s update. It ended the day basically flat. In fact, the entire market opened down around ~1.5% before gradually climbing its way back to breakeven and added even more gains yesterday. Eight of the 11 S&P sectors reversed early losses on Wednesday to finish in positive territory. Financials were strongest. Now that most bank and money manager earnings reports are out of the way, their stock buyback programs can ramp back up, adding more fuel to the rally. This is not the 2022 bear market anymore!

We have often quipped that it is not the news that matters as much as the reaction to that news. Stocks are discounting vehicles. Sellers of Microsoft last year (at much higher price levels) were expecting a slowdown in revenue growth, margins and earnings per share as they looked ahead 6 – 12 months. Reactions like Wednesday’s, where investors came and “bought the dip”, implies that the bad news is more than priced in. From here, things can start to recover over the coming year. Buyers today do not care about the first quarter, they are expecting much better market conditions further down the road. We know that the economy is slowing and EPS are coming down. So far, January’s action portends a greater chance of a soft landing in 2023. For now, this means that bulls are still in charge of this market. Many beaten down growth companies are retaking the leadership role for now. Make sure that you own the ones that will survive higher interest rates, and are focusing on real, not financially engineered earnings.

January Barometer:

No indicator is 100% correct, especially during such a wild ride with Covid lockdowns, money printing, aggressive Fed actions and supply chain dynamics going on. However, one indicator that has a very successful track record implies that as January goes, so goes the year. When we have a strong January, this indicator is even more accurate. The average return for the final 11 months following a 5% January is +14%. Even better, it has shown positive gains 86% of the time. As you can see, a negative January, like the one we had last year, has a much worse track record. We would not take this as gospel, but recognize there are a lot of reasons for this to hold true (bad news priced in last year). As of yesterday’s close, the S&P is up 5.8% year to date.

                                                                                                                                        Source: @RyanDetrick

Earnings season:

After last night, about 140 S&P companies have reported fourth quarter earnings. So far they are not great, but this was not unexpected. In total, revenues are up ~6%, while earnings are down 2%. As usual, lowered analyst estimates are making “beats” achievable, albeit at a lower level than prior quarters. It is getting harder to surprise markets with revenue, margin and EPS gains when an economy slows and belts tighten. The only sectors expected to show positive growth on the bottom line on a year-over-year basis are Energy (oil prices are still up from 2021), Industrials (recovery play due to Covid lockdowns and still catching up on orders) and Utilities (normally a GDP grower). Taking out the Energy sector pushes earnings down 9% instead of just 2%. Consumer Discretionary (Tesla and Amazon dominate), Basic Materials and Real Estate (interest rate sensitive) are expected to show greater than 20% declines in earnings relative to last year.

Next week will be a big one for earnings, not to mention the Fed Meeting and January Jobs reports. Some well-known names are due to announce 4th quarter earnings and give forward guidance next week: Exxon Mobil#, McDonald’s#, UPS#, Amgen#, Facebook#, Merck, Honeywell#, Google#, Qualcomm#, Apple# and Amazon#. Fasten those seatbelts!

Checking and Savings Accounts:

We have mentioned this before, but the questions and shocks from looking at checking/savings account statements keep coming. For years now, cash in savings or checking accounts have been earning next to nothing. Even worse, there were minimal alternatives as the Fed cut rates to zero. This damaged the saver’s ability to stay liquid, risk-averse and earn any type of a return on their cash. Furthermore, banks have been very slow to increase the interest rate offered to customers. There are alternatives now, but safety remains priority #1. With interest rates back to levels not seen in 15 years, it behooves one to make sure your cash is working for you.

In closing, the bulls are clearly in charge at the moment and will attempt to press this market towards the upper boundary of our 5-month trading range, which is 3,600 – 4,300 on the S&P (currently at 4060). Safety stocks, such as staples, utilities and even healthcare are starting the year off with relentless profit-taking. However, quite the opposite is true for growth and beaten down high multiple stocks as they take a leadership role for now. It is possible that the most expected recession in history does not come to fruition in 2023. Excess pent-up savings, the recovery in travel spending, lower mortgage rates supporting the housing market, and years of unsatisfied auto demand could create a positive GDP environment while inflation subsides.

With a 25bp increase in Fed Funds all but guaranteed next week, it will be Fed Chair Powell’s press conference and Fed economic forecasts that determine if the next 5% rally can lead to a breakout on the upside. The Fed would like to see slowing labor markets, but that is not happening yet. Higher stock prices, solid employment and elevated housing prices will not make their job any easier in their quest to get to 2% inflation.

Go Birds!!!

Mimi Rogers turns 67 today, and Bridget Fonda is 59. James Cromwell turns 83. I really hope that Cris Collinsworth, who hits 64 today, is not announcing this Sunday’s Eagles game! Lastly, Steve Wynn is now 81.

James Vogt, 610-260-2214

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « January 25, 2023 – Microsoft’s somber outlook will throw a bucket of cold water on stocks this morning. While the reaction to a weak outlook is likely to be less severe than the pummeling tech stocks took after third quarter earnings reports, the news is likely to burst the recent bubble of optimism that an all-clear signal will be sounded imminently. Market volatility continues for now without setting interim new highs or lows.
Next Post: January 30, 2023 – This will be a busy week for earnings and Fed watchers. The results will matter less than the commentary. Stocks have exploded out of the gate this January, perhaps too far, too fast. The news this week may be a headwind, at least for the moment. »

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  • March 29, 2023 – Banks stocks are an important market indicator, usually outperforming as the market recovery begins. Current bank stock valuations suggest upside for the long term, but until investors are satisfied that banks are adequately reserved to withstand economic weakness, the volatility will continue. We take a deeper look at bank loan portfolios and the position of commercial loans.
  • March 27, 2023 – A hectic week ended with markets close to where they began. Banks continued to be a weak spot. Lower oil prices impacted the energy sector. Overall, the economy still seems resilient, but recent stress will impact activity as banks tighten loan standards and corporations seek liquidity.
  • March 24, 2023 – Contradictions abound as we close out the week following another volatile reaction to a Fed meeting. The Federal Reserve raised interest rates again, even though banks are begging for cash at the discount window at levels above the peak in 2008. Numerous officials preach that bank deposits are safe, but Secretary Yellen offered less enthusiasm than hoped for with her Congressional testimony. All of this adds up to more uncertainty and a range-bound market.
  • March 22, 2023 – Hang on to your hats. It’s FOMC day! Fed officials face a tough call, on whether to raise rates amid current banking turmoil. Markets believe they will. But the rate hiking cycle is nearing an end. Even assuming one more increase in May, summer inflation should have cooled enough to stop the rate hikes. The strong stock market rally of the past two days suggests a belief that the cost of the current banking turmoil can be contained. Whether that is hope or truth remains to be seen. It is rare for financial crises to end until the Fed changes direction.
  • March 20, 2023 – UBS buys out Credit Suisse and disaster is averted once again, but markets remain skittish. First Republic seems next in line. All this comes in front of Wednesday’s FOMC meeting. Crises don’t end until the Fed changes course. A pause is in order. That would contradict previous signals. A pause doesn’t have to concede that the fight against inflation is over. It would merely be a pause. If bank failure fears can be contained, another rise in rates in May would be possible, if needed. But there is a lot of evidence to suggest it won’t be. The stock market’s course near-term is clearly binary depending on what the Fed does Wednesday.
  • March 17, 2023 – While banks are scrounging for support, ancillary effects are becoming priced into cyclical sectors of the market as lower interest rates bring investors back to growth leaders. Quadruple options expiration and further bank concerns will drive more volatility to end this crazy week. A record breaking rush to the Fed Discount Window shows how desperate some banks are to cover recent withdrawals.
  • March 15, 2023 – Stocks rebounded yesterday, stemming losses from last week, but the recovery may be short-lived as European bank stocks are under severe pressure this morning. The failures of two banks in the last week may be the end of the crisis or the tip of the iceberg. We won’t know that for days or weeks. In the meantime, markets hate uncertainty, and the likelihood of recession has risen. Beware the Ides of March.
  • March 13, 2023 – The Fed and FDIC stepped in over the weekend to create a new lending program to save depositors of two large banks that failed since Friday. That’s an important first step, but the rules of engagement in the banking industry have changed. Banks will have to pay depositors to retain their money. The same will go for stock brokers. We are witnessing what happens when the Fed is forced to change the money landscape too quickly. Every tightening cycle has its crisis. We are in the midst of one now. Crises happen at the end of a cycle, a consequence of earlier actions. Now the Fed needs to find a new path to secure the economy and fight inflation.
  • March 10, 2023 – It is Friday Jobs Day yet again! Never before have so many backward-looking reports meant so much for markets. February CPI is next in line this coming Tuesday. Fed Chair Powell has not really changed much of his commentary; the Fed is data dependent and the Fed Funds rate will be higher for longer. However, recent stress in the banking sector may throw a wrench in their plans to raise rates much higher.
  • March 8, 2023- Fed Chair Jerome Powell spooked markets increasing the odds of another 50-basis point increase in the Fed Funds rate later this month, but calmer inflation numbers over the next 10 days could either calm or reinforce those odds. Meanwhile, both stocks and bonds remain rangebound despite yesterday’s sharp price drops.

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