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January 27, 2021 – Great earnings from Microsoft last evening reminds us of the strength of the digital economy, the most important economic thrust today. While the economy continues to recover, speculative fever is rising in the stock market. Today, the FOMC meeting concludes. Tomorrow’s reaction to that meeting may be more important than what is happening in the speculative fringes.

//  by Tower Bridge Advisors

Stocks were mixed yesterday in a relatively quiet session. Earnings season picked up with a mixture of winners and losers. But the overall market did little. The financial market headlines centered around the spectacular rise in a few heavily shorted stocks. More on that in a moment. As for the overall economy, trends seem to be improving. Covid-19 hospitalizations and the number of patients in ICUs has started to decline. While the media focuses on new virulent strains of the virus, it appears the vaccines provide protection. They are starting to roll out at a faster clip and will soon be joined by one or two one-shot vaccines that will speed the inoculation process. All good news.

The headline earnings report yesterday came after the close when Microsoft# delivered incredibly strong results, testimony to its own abilities and to the speed at which the world is going digital. We will hear from Apple#, Facebook#, and Tesla tonight. All are expected to confirm the good news we heard last evening from Microsoft. Since Labor Day, these tech leaders have seen their stocks move sideways, while more cyclical names that suffered most during the pandemic surged in hope that the pandemic would end soon. It probably will. But if all the momentum in a stock relates to the end of the pandemic and a return to normal, what happens when normal is here? What growth follows?

Not all stocks are purely cyclical without any growth thrust. If nothing else, a steady 2%+ rise in GDP provides some tailwind. But longer term, which boat would you like to sail on? One that goes 15-20% faster because it has better growth engines, or one that simply lets the current move it forward? Obviously, in the stock market, price and valuation come into play. But my point for now is that a recovery rally tied to a strong but brief economic surge can only go so far. When it winds down, investors will shift back to the boat with a sustainably superior speed. There are lots of cyclical names that will grow 40-50% or more in 2021 simply because they will be comparing quarters after the economy reopens to quarters of lockdown. But a year later, when comparisons are apples-to-apples, then what?

Now I will switch gears and talk about the short squeeze. Let me start with an old saw. The only reason one has to buy a stock is to cover a short position. Selling short means you are betting the price of the stock is going to drop. You sell first, with borrowed shares, and buy back when the price declines. At least that is your goal.

When you buy a stock, at $50 per share, you know what your loss potential is. $50. However, when you short a stock at $50, your loss potential is infinite. If the stock goes to $200, you lose $150, or 3x your investment. If you make these bets with options, you magnify your potential gains and losses. The CEO of Robin Hood, a trading platform used heavily by newer and younger investors, noted that 20 years ago owning a house was the American dream. Now its owning stocks. We all know how the first dream ended. If you read some of the favored Wall Street chat forums, you will see how old geezers like myself are being ridiculed while stocks like GameStop or AMC double literally overnight. These are heavily shorted names without a lot of public market cap and large short positions, a perfect setup for a short squeeze. Several high profile traders are engaging with these newbies spurring them on.

So much for describing what’s happening at the moment. I’ll stop there and not go into the more technical aspects of trading, borrowing stock, and market making in options, all ingredients to this story, but not particularly relevant to long-term investing. What I will note, however, is that while this speculative corner of the market is still fairly small, its impact is starting to spread. At least one hedge fund, short at least one of these stocks, has closed up shop. It won’t be the last. Investors who lose money in these trades will have to sell other assets to cover their losses. Remember, margin levels are at record highs. Thus, don’t be surprised if markets periodically have a fit and fall sharply. If you want to measure speculative fever, Bitcoin may be a measuring stick. The market in Bitcoin is much too large for these newbie traders to dominate. But the sudden rise and fall can measure the current temperature of the market. After rising sharply to $40,000 just a week or so ago, it is now down to just over $30,000. I have no clue whether the next $10,000 move is up or down. I just watch. I wish the degree of speculation would moderate. Certainly, it will when the current bubble bursts. But until then, all I can do is watch.

Of course, the other thing I can do is pay attention to the rest of the market, the parts that trade on fundamentals. That part is doing rather well. Record high prices reflect the optimism. This afternoon the Federal Reserve chimes in. It is expected to acknowledge some improvement in the economy. But it will mostly focus on the slack and the need to continue to pump money in, hoping to push inflation back above 2%. The big question for investors is whether it will offer any hint of slowing down its bond buying program within the next year or so. If not, will it give hints as to what will motivate it to slow down in the future? The answers will come around 2:30 this afternoon.

Stock futures are lower this morning, suggesting nervousness that the speculative frenzy may spill over to the larger market, or some fear the Fed might acknowledge the excess speculation with a warning that may ignite some fears. Past short-term corrections have often followed Fed meetings. So, we need to be attentive.

Today, actress Rosamund Pike is 42. NFL commentator Chris Collinsworth is 62. On this day in 1850, Edward John Smith was born. Who was he? His life ended as Captain of the Titanic.

James M. Meyer, CFA 610-260-2220

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « January 25, 2021 – Good earnings and a continuation of easy money have investors excited. Some might say euphoric. That’s the market’s clear and present danger. Too much euphoria can be a bad thing. One never knows when the good times end, but a surge in SPACs and option volume are warning signs.
Next Post: January 29, 2021 – David vs Goliath. The GameStop scene is being coined as retail investors vs billionaire hedge fund owners. The side effects hit everyone and is adding a lot of volatility to the overall market. Opportunities arise during times like this. »

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  • February 26, 2021 – Markets suffered across the board yesterday as yields spiked around the globe. Inflation fears are taking hold for now. Higher rates lead to lower P/E’s. Your favorite growth stocks are finally getting cheaper. Picking winners from here isn’t as easy as it was last summer.
  • February 24, 2021 – Rising rates have led to market rotation. There are few signs this is ending anytime soon. In fact, as the pace of rate increases rises, the rotation is accelerating. Momentum investors got spanked yesterday morning. Relief came when Fed Chair Powell said rates will stay low for longer. But they won’t stay low forever. Valuations, in the end, always matter.
  • February 22, 2021 – The biggest factor this morning is the ongoing rise in 10-year bond yields. Higher yields mean lower P/Es for stocks. They impact growth stocks more than value names. As the economy recovers in a rising rate environment, watch for better relative performance from value sectors and a sharp headwind to excessive speculative activity.
  • February 17, 2021 – The steady rise in long rates is applying some pressure to valuation. But speculative fever, in a world where monetary and fiscal policy remain highly stimulative, continues to overwhelm corners of the market. Hence, stocks take a breather while Bitcoin continues to fly.
  • February 12, 2021 – Another slow day for the major averages with minimal change. However, under the surface there continues to be some wild action, this time in the cannabis area. Speculation is here but contained so far to a few select areas.
  • February 10, 2021 – The economy is gaining momentum as virus counts fade. While the media raises fears of new mutations, the facts are that the virus is fading, and life will continue to move back in the direction of normal. With money still pouring in from both the Fed and Congress, firepower for a further move up in the stock market remains in place. However, speculative fever is rising as well. Investors need to be watchful and separate true fundamental strength from fantasy.
  • February 8, 2021 – As the short squeeze fervor subsides, stocks once again focus on an improving economy. Congress is close to finalizing another large spending bill, only partly aimed as a pandemic response. Friday’s employment report showed that the economy is still not running on all cylinders. But too much money is feeding speculation in financial markets that most should find concerning.
  • February 5, 2021 – Markets are slowly getting back to what matters most, earnings. This past quarter was solid and expectations are ramping up for 2021. Post-Covid, the future is bright, but how much upside is left?
  • February 3, 2021 – The storyline yesterday was simple. The GameStop short squeeze saga faded, and investors (as opposed to speculators) celebrated. The market had one of its best days in months for all but the GameStop investors.
  • February 1, 2021 – The current short squeezes aren’t the problem, but rather, a symptom of the problem. The Fed keeps pumping $5+ billion of money every day into a market already saturated. More demand simply raises both prices and speculative fever. Whether it is the price of Peloton’s stock, Bitcoin, your favorite SPAC or GameStop, the bubbles will continue to emerge until central banks stop feeding them.

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