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January 25, 2023 – Microsoft’s somber outlook will throw a bucket of cold water on stocks this morning. While the reaction to a weak outlook is likely to be less severe than the pummeling tech stocks took after third quarter earnings reports, the news is likely to burst the recent bubble of optimism that an all-clear signal will be sounded imminently. Market volatility continues for now without setting interim new highs or lows.

//  by Tower Bridge Advisors

Stocks rallied yesterday in front of Microsoft’s# earnings report. At first, after Microsoft reported results shortly after 4 pm, the stock rallied over 2% confirming yesterday’s strength in the market. But once the post-report conference call began, what appeared from the numbers to be earnings in line with expectations melted as management added color that showed a decelerating trend within the quarter and a poor outlook for the rest of fiscal 2023 (June).

If you recall the third quarter earnings season, all the major tech names with the exception of Apple# issued similar reports. That included Microsoft. At a time when caution replaces optimism, corporations slow down spending on future growth projects. They don’t eliminate them. They just defer spending in a way that matches reduced near-term growth expectations. Nowhere is that more apparent than cloud spending. Microsoft’s Azure offering is the second largest to Amazon’s# AWS, but has been gaining share and growing at a faster rate. A year ago, that growth rate was well above 40%. In the fourth quarter, excluding the impact of changing currencies, that growth rate was still close to 38%, but in the conference call, the company highlighted a noticeable decelerating trend throughout the quarter. There is still movement toward the cloud away from private data centers, but when it’s time to pinch pennies, the pace of movement slows.

Microsoft is one of our nation’s preeminent companies. It is one of only two with AAA-rated bonds. Its growth rate is the envy of most businesses. Virtually everyone uses a Microsoft product on a daily basis somehow. So, when Microsoft tells you business is slowing, it’s likely slowing for everyone.

In 2020, as the pandemic began, there was a rush to move toward the cloud. It was tough to run an office-based server room when the office was closed! Not only did businesses accelerate the movement of data to the cloud, they also moved toward remote computing. That meant more PCs and better PCs populating home offices. For Microsoft, it meant more sales of Office 365, Windows, and Surface devices. By 2022, however, the need to buy new PCs had evaporated. Growth rates turned sharply negative. PC demand, by year end, was falling by more than 20% year-over-year. Just as the 2020-2021 surge wasn’t sustainable, PC demand isn’t going to decline at an annual rate of over 20% for very long either. But, for now, we are in the eye of the storm and it is difficult to tell when it might end. Is there a recession ahead? Has it already begun? The answers aren’t going to be known definitively until after the fact.

With all this said, Microsoft’s stock moved from a 2%+ gain immediately after the earnings report (clearly a relief rally) to a 2%+ decline afterwards. That isn’t good news for Microsoft shareholders, but the decline simply put its stock in the middle of its recent trading range. In simple terms, much of the bad news had been discounted.

That likely isn’t just true for Microsoft. Soon we will see earnings reports from the other tech giants. We are likely to see similar trends. Names like Alphabet#, Meta Platforms# and Amazon# have been market leaders during the first 3+ weeks of 2023 at least partly on the belief that the worst had been discounted. Notably, Microsoft had lagged its tech giants in recent weeks. They are not in identical businesses. Amazon’s AWS business should mirror Azure trends expressed last night, but its retail business is a horse of another color. Digital advertising will have greater impact on Meta, Google and Amazon. But what is likely to be consistent is that the economy is clearly slowing and none of the above names are immune to that trend.

For many months, everyone has been discussing a pending recession. The optimism of January so far reflects, in part, an increasing belief that a soft landing is possible. Last night’s comments from Microsoft will displace some of that optimism. At least when it comes to investment spending, businesses are slowing their pace meaningfully. Microsoft alone can’t define for investors whether a recession is near or not. Microsoft wasn’t the only tech company to report last night. Like Microsoft, Texas Instruments reported results near expectations followed up with somber guidance. TI operates in the analog world while Microsoft operates in the digital world. Both are slowing.

What we will find out quickly over the next several days is how much of what we learned last night is priced into the market. Today is likely to be a down day, particularly on the NASDAQ, which has been on a hot streak this month. As I continually note, valuation concerns crop up quickly as stocks rally. The year-long downtrend has not been broken yet. Recent gains lifted stocks into the upper regions of a declining trend. Remember that stock prices are forward looking. They have been pricing in a slowdown for months, but how much of a slowdown? And for how long? If more adjusting is needed, stocks will retreat, but this time there are offsets. 10-year Treasury yields are close to 3.5%. In October, they were 4.25%. A softer economy and lower inflation will push against any pressure for those yields to rise. Not all parts of the economy are weak. Travel is still robust. Housing is even showing faint signs of coming to life as mortgage rates fall below 6%. Consumers are still spending, but not on home goods, electronics, and used cars. The market shouldn’t overread the Microsoft news.

Last night’s report clearly will prick the bubble of emerging optimism. Economically, we are entering or have already entered the rough patch, a consequence of the Fed’s efforts to slow inflation. Job growth in coming months will slow. It might even turn negative at some point in 2023. That’s how slack gets rebuilt, critical in an effort to keep future inflation contained. Green shoots of economic improvement aren’t visible yet.

We have repeated often our belief that 2023 will be an up year for equities. By late 2023, the skies will be much clearer. We just have to get through the worst of times now and over the next few months. As economic weakness becomes more evident, and as inflation continues to recede, the Fed will back off, first by stopping its steady pace of rate increases, and then, eventually, cutting rates if the economy slows too quickly. I still believe there is a 50-50 chance that the pending 25-basis point increase in the Fed Funds rate next week will be the last one of this cycle. If growth and inflation numbers show a clear trend lower by the next time the Fed meets in mid-March, the need for another increase can be deferred. If that trend continues into May, it will be clear that no more increases are necessary.

Thus, I don’t see why the October lows need to be revisited. At the same time, I think a material move higher isn’t justified either. The lack of any signs of economic bottom and relatively high equity valuations will contain the near-term upside. We are in for a volatile sideways market until there is more clarity.

Today, Alicia Keys is 42. Ukrainian President Volodymyr Zelensky turns 45.

James M. Meyer, CFA 610-260-2220

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « January 23, 2023 – Stocks remain in a trading range, pushed higher by declining long-term interest rates and pushed lower by economic fears. While markets trade within a range, there are winners and losers reacting to their own set of fundamentals.
Next Post: January 27, 2023 – January strength continues to pull money in from the sidelines as FOMO is creeping back into the market. A 5% jump in the opening month historically portends to a solid year. While earnings are coming in mixed and guidance even more muted, it is the stock’s reaction that matters more. »

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  • February 3, 2023 – So much for tight monetary conditions!? Stocks roared yesterday following Fed Chair Powell’s question and answer session. There was little new news to digest, but any hint of a pause is being taken with rampant FOMO and short covering. Stocks staged an impressive 2-day rally. All eyes are on payrolls today, following a less than stellar earnings evening on Thursday.
  • February 1, 2023 – Today the Federal Reserve concludes its 2-day FOMC meeting. While a quarter point rise in the Fed Funds rate is a foregone conclusion, the future direction of short-term rates will be the focus of everyone’s attention. Given the strong performance of financial markets in January, one should expect an effort by Chairman Powell to temper the current enthusiasm.
  • January 30, 2023 – This will be a busy week for earnings and Fed watchers. The results will matter less than the commentary. Stocks have exploded out of the gate this January, perhaps too far, too fast. The news this week may be a headwind, at least for the moment.
  • January 27, 2023 – January strength continues to pull money in from the sidelines as FOMO is creeping back into the market. A 5% jump in the opening month historically portends to a solid year. While earnings are coming in mixed and guidance even more muted, it is the stock’s reaction that matters more.
  • January 25, 2023 – Microsoft’s somber outlook will throw a bucket of cold water on stocks this morning. While the reaction to a weak outlook is likely to be less severe than the pummeling tech stocks took after third quarter earnings reports, the news is likely to burst the recent bubble of optimism that an all-clear signal will be sounded imminently. Market volatility continues for now without setting interim new highs or lows.
  • January 23, 2023 – Stocks remain in a trading range, pushed higher by declining long-term interest rates and pushed lower by economic fears. While markets trade within a range, there are winners and losers reacting to their own set of fundamentals.
  • January 20, 2023 – 2022 was a battle over inflation and how high interest rates would go. 2023 is turning into a battle over recessionary conditions and how much negative news is priced into stocks and bonds. There is wide disagreement on both, leading to an even cloudier picture for investors.
  • January 18, 2023- It’s earnings season. Goldman Sachs’ weak numbers yesterday sent stocks lower. A few good earnings reports will move them in the other direction, at least for the next two weeks. Meanwhile we are seeing rotation back to early cycle names, a good sign. Picking tomorrow’s winners means looking forward, not chasing what led the market in the last bull run.
  • January 13, 2023 – Finally, a CPI report that did not send shockwaves through markets. A relatively in-line update with the first month-over-month decline in prices was welcome news. This continued a streak of declining monthly inflation reports and should show the Fed that it is time to slow their aggressiveness. Things will not be that easy though.
  • January 11, 2023 – Earnings season kicks off Friday. December CPI data will be released tomorrow. Both could be market moving. The expectation is that inflation will continue to moderate while earnings are likely to decline slightly.

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