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February 10, 2023 – After a solid start to the year, stocks are consolidating some of their recent gains. Hawkish Fed updates and rising global interest rates are not helping matters either. Valuations and profit-taking will limit upside for the time being. However, new leadership is emerging, some of which is built upon an artificial intelligence renaissance.

//  by Tower Bridge Advisors

Solid earnings reports from Pepsi and Disney helped to boost futures prior to the market opening yesterday morning. Unlike the past few months though, stocks turned south during live trading hours, resulting in modest losses for major averages as 9 of the 11 S&P sectors finished in the red. This also followed a rough session on Wednesday where a host of Fed speakers dampened sentiment while offering hawkish forecasts. Interest rates are perking up globally, with German 2-year yields spiking like a rocket ship. This should come as no surprise with recent payroll data showing a massive gain for the employed and Fed futures pricing in more rate increases. The CPI report next week could be critical for the next big move.

Interest rates continue to confound stock bulls with an inversion of the yield curve now at its widest point since 1981. J.P. Morgan’s Chief Economist noted, “Very few of our colleagues in J.P. Morgan strategy see a recession priced into their markets. The one exception is interest rate markets. An inverted yield curve is a strong signal of an impending contraction, and the current spread between 10-year and 3-month Treasuries is inverted by around 100bps, a deep inversion consistent with very elevated recession risk.” One of these markets is wildly mispricing the future path on rates, GDP and potential recession.

Major Averages and New Leadership:

The rotation out of last year’s winners (Defensive, Staples, Utilities) and into old losers (Communications, Technology, Discretionary) continues unabated. Small cap and mid cap stock leadership also shows that investors are more willing to take on risk in 2023. All of which comes despite one of the most predicted recessions in recent memory. Further, investors are starting to accept that the Fed will not end the rate cycle prematurely, nor will they be quick to start cutting interest rates soon after. Rate cuts are all but priced out of 2023 already (they are down to just 20bps).

Two-thirds of the S&P components are back above their 50 – 200 day moving averages, but are only showing minimal overbought readings. Trend followers prefer to see new uptrends. FOMO (Fear Of Missing Out) is back, as is short-covering. Bears are going back into hibernation with over $300 billion in short positions covered this year.

I have shown the downtrend lines for the major averages over the past several months and once those lines were crossed, stocks have spiked. As you can see below, many would say this bear market is over and a new uptrend is here.

Source: Piper Jaffray

Source: Piper Jaffray

Just as we did not become more bearish after a 25% correction in stocks last year, it is difficult to get overly bullish following such a move (as Jim Meyer noted on Wednesday). The S&P is up 7% and the growthy Nasdaq has already bounced 14% following the flip of the calendar. They are both up 18% since lows in October. This could certainly be the start of a new bull market, but it is unlikely to be this easy going forward. There are many issues to still deal with, most notably the inverted yield curve, multi-decade high interest rates, tightening of loans, still elevated goods prices, dwindling savings accounts, above normal stock valuations and negative money supply. Combined, these are all pieces that precede a recession and an earnings decline. Taking out housing and banks, P/E multiples are back near 20X for much of the market, and with likely downgrades to the “E” side of a simple equation, it behooves one to make sure to stick with quality, high free cash flow and clean balance sheet leaders. Momentum works until it doesn’t. Better to have a plan and lock in some sizable gains if you have them in companies that may not be ready for a slow growth decade. Lyft, Royal Caribbean, Spotify, Tesla#, Lucid, Peloton, Coinbase and Roku are up 50% – 100% already this year!

Artificial Intelligence :

There is always a bull market somewhere. No industry changes as quickly as Technology in that regard. The century started out with a dotcom bubble, followed by an explosion in network providers, broadband demands, the advent of the smartphone, streaming, social media, cloud hosting, etc. It is becoming quite clear that the next phase is working with artificial intelligence which carries a multitude of useful and useless products coming our way.

Microsoft’s recent $10 billion investment into OpenAI, the startup behind a popular intelligence tool called ChatGPT, has started firing up FOMO juices yet again with anything tied to AI being heavily scrutinized and money piling in on all sides. In fact, ChatGPT, which launched in November 2022, already has over 100 million users, making it the fastest growing consumer application ever. On a daily basis, it receives 10 million queries, costs ~$100,00 to run, and is expected to earn over $1B by next year. Microsoft is integrating this service into their flailing Bing Search Engine among other areas.

Microsoft’s CEO, Satya Nadella, was quite clear in his presentation this week, noting that AI will be applied everywhere and can help make all of their software services more efficient, intuitive, cost-effective and innovative. First and foremost, though, is the very profitable search business where Google has ~93% market share and Bing has only ~2%. It is estimated that every 1% in market share that Bing can gain will generate $2 billion in additional revenues. They also carry very high margins, but Mr. Nadella laid down the gauntlet with respect to Google, noting, “From now on, the (gross margin) of search is going to drop forever…there is such margin in search, which for us is incremental, for Google it’s not, they have to defend it all.” Those words speak volumes.

Google followed up with their own AI presentation, showing their product, named Bard, coming up with a wrong answer during the demo. Not a great start. Google’s stock was taken to the woodshed over the past few days, dropping 13% and taking off nearly $150 billion in value. That is equivalent to FedEx#, Ford and Simon Property Group#, combined, in just two days of trading. Crazy, right? Well, Microsoft has added over $300 billion in market value since announcing their additional investment into OpenAI a few weeks ago. Is this the next bubble? Probably so, and we are just getting started and have not even touched upon other upcoming trends like metaverse, autonomous driving, automated factories, robots, genome sequencing, etc. The future is bright and filled with more innovation. Interesting times ahead.

Back to Google; they are not sitting idly by. Their investments into AI development started several years ago and they have been pumping billions into Bard. While perhaps not ready for primetime viewing and consumer usage today, Google has a premier management staff and is going back to its original Dream Team of Larry Page and Sergey Brin for assistance in dealing with implementation of AI throughout their businesses. This will be an interesting battle, one where consumers are likely to benefit by Big Tech’s massive spending efforts, and hopefully more useful products down the road.

Elizabeth Banks is 49 years young today. Laura Dern turns 56. Robert Wagner is now 93. After the Eagles win the Super Bowl on Sunday, all eyes will turn towards Spring Training camps for baseball. I do not think that Lenny Dykstra will get an invite for a multitude of reasons, least of which is him turning 60 today.

Let’s go EAGLES!!!!

James Vogt, 610-260-2214

 

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « February 8, 2023 -Equity investors and the Fed now seem more in sync on their near-term outlooks than they have been for months. Both expect two more 25-basis point interest rate hikes before Memorial Day. Beyond that, it’s guesswork. But markets still expect a rate cut this year and several next year. That could prove to be optimistic, particularly if a recession can be avoided.
Next Post: February 13, 2023 – Growth that has proven resilient is making the fight against inflation harder. It now appears that the battle will take more time than anticipated just a few weeks ago. A resilient economy will help earnings, but will also elevate interest rates for longer. The cross currents likely will keep stocks within a trading range until there are clearer signs that economic balance can be achieved. »

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  • March 29, 2023 – Banks stocks are an important market indicator, usually outperforming as the market recovery begins. Current bank stock valuations suggest upside for the long term, but until investors are satisfied that banks are adequately reserved to withstand economic weakness, the volatility will continue. We take a deeper look at bank loan portfolios and the position of commercial loans.
  • March 27, 2023 – A hectic week ended with markets close to where they began. Banks continued to be a weak spot. Lower oil prices impacted the energy sector. Overall, the economy still seems resilient, but recent stress will impact activity as banks tighten loan standards and corporations seek liquidity.
  • March 24, 2023 – Contradictions abound as we close out the week following another volatile reaction to a Fed meeting. The Federal Reserve raised interest rates again, even though banks are begging for cash at the discount window at levels above the peak in 2008. Numerous officials preach that bank deposits are safe, but Secretary Yellen offered less enthusiasm than hoped for with her Congressional testimony. All of this adds up to more uncertainty and a range-bound market.
  • March 22, 2023 – Hang on to your hats. It’s FOMC day! Fed officials face a tough call, on whether to raise rates amid current banking turmoil. Markets believe they will. But the rate hiking cycle is nearing an end. Even assuming one more increase in May, summer inflation should have cooled enough to stop the rate hikes. The strong stock market rally of the past two days suggests a belief that the cost of the current banking turmoil can be contained. Whether that is hope or truth remains to be seen. It is rare for financial crises to end until the Fed changes direction.
  • March 20, 2023 – UBS buys out Credit Suisse and disaster is averted once again, but markets remain skittish. First Republic seems next in line. All this comes in front of Wednesday’s FOMC meeting. Crises don’t end until the Fed changes course. A pause is in order. That would contradict previous signals. A pause doesn’t have to concede that the fight against inflation is over. It would merely be a pause. If bank failure fears can be contained, another rise in rates in May would be possible, if needed. But there is a lot of evidence to suggest it won’t be. The stock market’s course near-term is clearly binary depending on what the Fed does Wednesday.
  • March 17, 2023 – While banks are scrounging for support, ancillary effects are becoming priced into cyclical sectors of the market as lower interest rates bring investors back to growth leaders. Quadruple options expiration and further bank concerns will drive more volatility to end this crazy week. A record breaking rush to the Fed Discount Window shows how desperate some banks are to cover recent withdrawals.
  • March 15, 2023 – Stocks rebounded yesterday, stemming losses from last week, but the recovery may be short-lived as European bank stocks are under severe pressure this morning. The failures of two banks in the last week may be the end of the crisis or the tip of the iceberg. We won’t know that for days or weeks. In the meantime, markets hate uncertainty, and the likelihood of recession has risen. Beware the Ides of March.
  • March 13, 2023 – The Fed and FDIC stepped in over the weekend to create a new lending program to save depositors of two large banks that failed since Friday. That’s an important first step, but the rules of engagement in the banking industry have changed. Banks will have to pay depositors to retain their money. The same will go for stock brokers. We are witnessing what happens when the Fed is forced to change the money landscape too quickly. Every tightening cycle has its crisis. We are in the midst of one now. Crises happen at the end of a cycle, a consequence of earlier actions. Now the Fed needs to find a new path to secure the economy and fight inflation.
  • March 10, 2023 – It is Friday Jobs Day yet again! Never before have so many backward-looking reports meant so much for markets. February CPI is next in line this coming Tuesday. Fed Chair Powell has not really changed much of his commentary; the Fed is data dependent and the Fed Funds rate will be higher for longer. However, recent stress in the banking sector may throw a wrench in their plans to raise rates much higher.
  • March 8, 2023- Fed Chair Jerome Powell spooked markets increasing the odds of another 50-basis point increase in the Fed Funds rate later this month, but calmer inflation numbers over the next 10 days could either calm or reinforce those odds. Meanwhile, both stocks and bonds remain rangebound despite yesterday’s sharp price drops.

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