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April 29, 2022 – Some Eskimo-Aleut tribes have dozens of words to describe particular snow conditions, but it is hard to find a precise word to best describe the current economic and market environment. Low unemployment, sky-high inflation, war-impacted, supply-chain constrained post-pandemic reopening doesn’t quite capture it. Stagflation? Maybe. Soft landing? We will see. We should have better clarity as we get through this earnings season and into the second half of the year.

//  by Tower Bridge Advisors

Anthropologist Franz Boas was traveling through Baffin Island in northern Canada during the 1880s and wanted to study the life of the local Inuit people. What Boas found was a language that can ascribe a deeper meaning and nuance in forming a single word. For example: qanuk: ‘snowflake’, kanevvluk: ‘fine snow’, qanisqineq: ‘fallen snow floating on water’. There is even a word for ‘snow that is good for driving the sled’, piegnartoq. Initially dismissed as exaggeration, it turns out Boas was right about the great variety of words in Aleut and Yupik languages that can be used to describe snow and ice.

Whatever we call this current economic period in hindsight, it is becoming clear that growth rates will slow in response to future Fed tightening. Inflation that started out last year as a few snowflakes has turned into more of a blizzard. Some Fed officials are talking about 50 or 75 basis point moves in the Fed funds rate to melt inflation a bit faster. That has thrown cold water on the stock market rally of the last few years, which has generated average returns of about 20% per year in the S&P500.

Q1 GDP was reported Thursday at -1.4%. Not positive on the surface, but this is a “real” GDP number, meaning inflation is subtracted out. Nominal GDP grew by 6.5% in the quarter, but since the price index was up 7.8% that creates the negative GDP reading after inflation. There were some other anomalies in the GDP report as the Omicron variant of Covid spiked in Q1 while several government assistance programs tapered off. Personal consumption expenditures actually rose by 2.7% in the first three months of the year. However, inventories were burned up to meet demand and imports rose faster than exports, both negatives to the calculation. So again, a very mixed picture with decent underlying consumer strength but offset by high inflation.

Markets look ahead though, and are already pricing in higher interest rates and a slower economy. Some economists put the chance of recession at close to 35% going into next year. Others suggest that the Fed can engineer a soft landing. The stock market (S&P500) returned -4.6% in the first quarter and is down close to 10% YTD, while large-cap growth stocks have declined about 16% and value-oriented stocks have declined about 4% YTD. Bonds had their worst first quarter since 1994, worse on the long end than the short end of maturities. After strong earnings growth last year resulting from a Covid pandemic rebound, earnings comparisons in the first half of this year are much more difficult. Last year S&P 500 earnings grew by 27%. Corporate earnings are pegged to grow about 9% this year and 10% next year, which could get scaled back as the Fed does its work to reduce inflation and, consequently, slows economic growth.

For now, markets are looking through the GDP report and rallied 2-3% yesterday after a large dip earlier in the week. So far, about 75% of S&P500 companies reporting have beaten earnings expectations. While individual stock reactions have been mixed, good earnings reports and outlooks have generally been met positively. Coke# and Pepsi# earnings bubbled up strongly and were well received by investors. Visa# said on its earnings call that travelers are crossing international borders again, leading to increased transaction volume. Conversely, UPS# said U.S. package volumes were down by 3% in the first three months of 2022, although pricing grew by 9.5%.

Last night Amazon# reported 7% revenue growth, its slowest in 7 years, along with higher costs for wages and transportation. Apple# posted solid growth in most business lines, but noted that supply chain pressures will persist for a while longer. We will see if they receive an icy reception, but it is likely that we will experience more market volatility ahead.

As long as population grows and productivity improves, the economy and corporate earnings can continue to grow. Wages are pressuring margins along with input prices such as commodities and fuel costs, but inflation is allowing for capture of rising costs. Procter and Gamble# said recently that customers are actually trading up to premium products (razors, detergent, etc.) in this environment. Go figure! Sherwin Williams, the paint company, is looking for double-digit revenue growth for the year after beating expectations for the first quarter. However, there comes a point where paint selling at $100 per gallon is too expensive and could lead to demand destruction. Good thing they are running a 25% off sale!

The chart above shows the annual price return for the S&P500 over the last 7 decades. We see mostly positive results, but some negative years, especially after a period of strong returns as we have seen in recent years. Short-range weather (and market) predictions are inherently tricky. A longer time horizon helps. It may or may not snow much this coming Winter (and hopefully we had our last frost in the Northeast last night), but next year it is a pretty good bet that Winter will be followed by Spring, Summer, and then Fall. Equities offer some hedge against inflation in the long run. In the short run, volatility creates a rocky backdrop for investing, but also reveals budding investment opportunities as valuations thaw out. As the blizzard lifts, hopefully this leads to fresh powder (nutaryuk) that will be good for driving the sled (piegnartoq).

Birthdays: Jerry Seinfeld turns 68 (not that there’s anything wrong with that), Eve Plumb (Jan from the Brady Bunch) turns 64, and both Andre Agassi and Uma Thurman turn 52.

Christopher M. Crooks, CFA®, CFP® – 610-260-2200

Additional information is available upon request.

# – This security is owned by the author of this report or accounts under his management at Tower Bridge Advisors.

Additional information on companies in this report is available on request. This report is not a complete analysis of every material fact representing company, industry or security mentioned herein. This firm or its officers, stockholders, employees and clients, in the normal course of business, may have or acquire a position including options, if any, in the securities mentioned. This communication shall not be deemed to constitute an offer, or solicitation on our part with respect to the sale or purchase of any securities. The information above has been obtained from sources believed reliable, but is not necessarily complete and is not guaranteed. This report is prepared for general information only. It does not have regard to the specific investment objectives, financial situation or the particular needs of any specific person who may receive this report. Investors should seek financial advice regarding the appropriateness of investing in any securities or investment strategies discussed in this report and should understand that statements regarding future prospects may not be realized. Opinions are subject to change without notice.

Filed Under: Market Commentary

Previous Post: « April 27, 2022 – You all know the old expression, “it’s darkest before the dawn”. Bear market moves can be sudden and vicious. Yesterday, leadership tech companies got hit particularly hard. When the carnage catches up to the best-in-breed, you know you are closer to the end than the beginning. Temporary relief is in sight, but longer term the focus will remain on the battle to tame the pace of wage and rent growth.
Next Post: May 2, 2022- When leadership gets taken out to the woodshed, the whole market dies. That is what happened last week. While some escaped (e.g., Microsoft) the loud and clear message is that the big boys of the S&P 500 are now at or near economic maturity. That isn’t a message a market already worried about interest rates and recession wanted to hear. »

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  • May 23, 2022 – We avoided a bear market with a late day rally on Friday, but it’s hard to assume that a bottom is in. With stocks now down about 20%, we are more than halfway to a bear market bottom using historic averages as a guide. If we assume, at least for now, that any pending recession might be milder than average, hopefully, peak-to-trough, this market can be kinder to investors than the average bear market. Bear markets are ugly but they don’t last long, usually months, not years. Hopefully, we can see an end before too long.
  • May 20, 2022 – Retail earnings wreaked even more havoc on stock prices this week. Discretionary and Staple stocks suffered the most, and bonds finally offered a safe haven. A small relief rally yesterday came as options expire today. Volatility is still here, but valuations are back to historic norms.
  • May 18, 2022 – Stocks have finally begun to rally, a sign that market valuations have normalized. Perhaps the recent sharp declines were too much. While a V-shape may be forming, hinting at a bottom, there are few signs that speculative fever has been fully purged or that investors can see clearly past the series of interest rate increases to come. An interim bottom seems more logical than a final one.
  • May 16, 2022 – Stocks had a strong rally Friday after a sharp recovery Thursday afternoon, but to be convincing, we need another strong follow through today. We’ll see. Markets seem to have made a fair adjustment to a slowing economic outlook and a good part of the speculative purge has been accomplished. But, while stocks have returned to fair value, they may not yet be cheap enough to ignite a powerful, sustainable rally.
  • May 13, 2022 – The 2nd worst start to the year for equities is finally bringing numerous signs of finding a floor. We’re not at the all-clear signal yet, but many world class companies are now trading at relatively favorable entry points for long-term investors. Numerous questions remain, so baby steps are suggested for those with excess cash waiting to re-enter markets.
  • May 11, 2022 – The messages of the bond and stock markets over the past week have been quite different. Bond prices are about where they were before the FOMC meeting, while stocks continue in free fall. The NASDAQ has performed worse as speculation continues to be purged from the market. That process is well advanced but shows no sign of ending yet.
  • May 9, 2022 – Last week’s market was highly volatile, with very little net change except for the high P/E NASDAQ names. The Fed did what was expected, and both earnings and economic data were in line with forecasts. Unless the outlook changes appreciably in the weeks ahead, expect volatility to slow. Against that backdrop, reducing risk is a better path than speculation.
  • May 6, 2022- Cinco de Mayo was not a festive affair. Initially, it seemed Chair Powell threaded the needle yet again with stocks staging a massive run after his speech Wednesday afternoon. That rally only lasted a few hours as rates spiked and stocks got whacked yesterday. We remain range-bound but are teetering on critical support levels.
  • May 4, 2022 – The key to the market today is Jerome Powell’s press conference at the conclusion of the FOMC meeting. What is key is whether or not he deviates from the current consensus on rate hikes and future reductions in the Fed’s balance sheet. Stocks are off to their worst annual start since 1939. I suspect today isn’t the day Mr. Powell wants to add more fuel to the fire.
  • May 2, 2022- When leadership gets taken out to the woodshed, the whole market dies. That is what happened last week. While some escaped (e.g., Microsoft) the loud and clear message is that the big boys of the S&P 500 are now at or near economic maturity. That isn’t a message a market already worried about interest rates and recession wanted to hear.

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